Housing and interest rate forecasts for 2025 - Mortgage Rates ...
2024年12月30日 · The Canadian Real Estate Association (CREA) 2025 home sales forecast: 499,816 (+6.6% year-over-year) “…the profile for sales from one of a gradual improvement …
Pros and cons of the new federal secondary suite programs
2024年10月28日 · Earlier this month, the federal government unveiled the Secondary Suite Refinance Program, set to launch January 15, 2025, which will allow homeowners to refinance …
Canada’s prime rate: Latest updates, trends and historical data
2025年1月29日 · The prime rate is the interest rate that commercial banks charge their most creditworthy clients—typically large corporations. In Canada, the prime rate is closely tied to …
Bank of Canada cuts rates another 50 bps, bringing more relief to …
2024年12月11日 · Fixed-rate mortgages: For homeowners with fixed-rate mortgages, today’s rate cut won’t affect your current payments, as your rate is locked in for the duration of your term. …
Why three big banks raised fixed mortgage rates despite falling …
2024年12月2日 · As regular readers of Canadian Mortgage Trends know, bond yields typically influence fixed mortgage rate pricing. However, that’s not the case right now. Several lenders, …
Odds of second 50-bps Bank of Canada rate cut drop after …
2024年11月19日 · The annual headline inflation rate for October climbed to 2.0%, exceeding the 1.9% economists had predicted and up from September’s 1.6% reading.
Two big banks predict 225 bps worth of BoC rate cuts over the …
2024年10月21日 · Markets believe the central bank is likely to deliver a “supersized” rate cut this week due to cooling inflation and a weakening job market. If that plays out, both RBC and …
Mortgage Rates & Mortgage Broker News in Canada - Bond yields
2024年11月21日 · When it comes to understanding fixed mortgage rates, bond yields are a key factor. In this guide, we’ll explain what bond yields are, how they work, and their direct …
What the Bank of Canada’s 50-bps rate cut means for borrowers
2024年10月23日 · With the Bank of Canada announcing yet another interest rate cut—a half-point reduction this morning—its key policy rate has now fallen to a two-year low of 3.75%. This is …
OSFI to eliminate stress test for uninsured mortgage switches …
2024年9月25日 · Why the change? This policy shift marks a departure from OSFI’s stance earlier this year. As recently as June, the regulator had doubled down on maintaining the stress test …