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Mortgage industry predictions for 2025 – Mortgage Finance Gazette
2024年12月23日 · The increase in lending will be underpinned by lower interest rates and a rise in demand for remortgaging as affordability pressures ease. In terms of affordability, the average …
Blog: The role of technology in reducing risk
2025年1月7日 · A key theme was the role of technology in reducing risk. Stephen Ward of the CLC highlighted the success of the first digital mortgage payment, which not only improved …
BoE figures show increase in mortgage approvals
2024年11月29日 · This is according to the latest figures from the Bank of England, which also reveals that net borrowing of mortgage debt by individuals rose by £0.9bn, to £3.4 bn in …
BoE rate hold as expected but hopes for cuts in 2025
2024年12月19日 · He added: “The news might trigger some negative responses, particularly among property buyers holding out hope for lower mortgage rates. However, Governor Bailey …
FTB affordability further under pressure in 2025
2025年1月3日 · While the latest analysis from Yorkshire Building Society supports this view, according to YBS’s group economist Max Shepherd, the Government’s Budget changes to …
Brokers moved borrowers to loans that increased rate rise pain: …
2025年1月9日 · A jump in the use of brokers for home loans between 2013 and 2020 coincided with more households choosing short-term fixed mortgages of between two and five years, …
Tembo raises £14m to expand services and launch new products
2024年11月29日 · The business was co-founded by Richard Dana, Eddie Ross and Geoff Wright in 2020 and employs 85 staff. It has access to over 100 lenders and 10,000 home loan …
Vida Homeloans awarded banking licence and becomes Vida Bank
2024年11月20日 · The company plans to operate under the new name Vida Bank. As a specialist mortgage bank, Vida says its new ability to offer a range of retail deposits will strengthen its …
InterBay relaunches its commercial range - Mortgage Finance …
2024年1月16日 · InterBay has relaunched its full product range with reduced rates and new products to help brokers with commercial and semi-commercial options for their clients.
Pepper Money intros payout before consent on second charge loans
2024年3月20日 · The firm says the move will cut the time from application to completion on a second charge loan by up to 15 days, and follows the launch of its offer before consent service …