Some lenders cater to applicants with lower credit scores in the poor range (below 580) to help them borrow money for emergency expenses, medical bills, debt consolidation and other financing needs.
The majority of American consumers now score in at least the "good" range or higher ... You can also check your credit card statement for a 1-800 number to call for information about credit ...
However, average credit scores vary widely based on a number of factors ... payment history from their credit report. Credit scores range from 300 to 850, with a score of 700 or higher generally ...