To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...
The higher your credit score, the better your chances are to get approved for financial products — like personal loans — with a lower interest rate. Still, there are personal loans you can get ...
The average FICO credit score in 2024 is 717 and the average VantageScore is 702. However, average credit scores vary widely based on a number of factors, including age, income, immigration status ...
Here is a list of our partners and here's how we make money. Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs, though: It’s likely you’ll need a ...
There are plenty of lenders out there that accept low or bad credit scores, and many even have flexible requirements for borrowers who have recent negative credit events like bankruptcies or ...
But bad credit doesn't have to be a "forever" problem. Obtaining one of the best credit cards for bad credit can help you improve your credit score when you use the card responsibly, such as making on ...
Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before ...