Commissions do not affect our editors' opinions or evaluations. The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study.

To see how 3-month CDs compare to CDs with other term lengths, check out our overall best CD rates. The national average bank interest rate for 3-month CDs is 1.47% APY, but all of our top picks ...