With the average American's FICO score at a record high, one thing is for certain: More people than ever can enjoy the advantages of a good credit score — as long as they maintain it.

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

Concepts like credit score rating, credit cards, their implications, how they can shape the future of a family in both good and the bad ways. A credit score is nothing but a financial report card.

The good news is that damage to your scores isn’t permanent and you can take steps to rebuild your credit and reach a good credit score. Simulating score changes is only one tool to check your ...

Now, the average American credit score sits at 717. While a score of 717 is admittedly still within the range of a good credit score and only a one-point drop from a previous "record high of 718 ...

Commissions do not affect our editors' opinions or evaluations. When you have good credit, your credit rating isn’t average or poor, but it’s not quite excellent, either. While you won’t ...