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Dave Ramsey Is Right: “You Don’t Need a Credit Score to Thrive”
Key Points Dave Ramsey said you do not need a credit score to thrive. Ramsey is right, but only if you never intend to borrow ...
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Does a $0 balance on your credit card make your score go up?
To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...