Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on loans, credit, and more.

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The Silent Generation, born prior to 1946, has been at a healthy average of 760 for four consecutive years.)

No matter how old you are, once you're an adult paying your bills is just a part of life. Added to that, with the ebb and flow of income due to job loss or career change, your credit card balances