An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

Experian data suggests average credit scores are holding steady across all generations.

It is also clear that a poor credit score can significantly undermine the financial prospects of an individual and his or her ...

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

The perfect 850 credit score can give you some enjoyable bragging rights, but you don't need to be perfect. Your real credit ...

Discover why a perfect 850 credit score isn't necessary for financial success, and what you can do to improve your score.

Fact checked by Betsy Petrick If you're trying to boost your credit score, you may be willing to try anything, including ...

One should obtain his or her free annual credit report to identity the short comings and errors impacting the score. This can ...

Learn 9 tips that can increase the likelihood of card approval, including checking your credit score, correcting errors on ...

A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports ...

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...