To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...

Key Points Dave Ramsey said you do not need a credit score to thrive. Ramsey is right, but only if you never intend to borrow ...

Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The ...